Words Of Wealth

Much as it might be nice to sit around and wish lots of money would show up on it’s own… it aint gonna happen.

You have to work for wealth… and usually in the beginning you have to work your butt off!

a.k.a. “The Dangers of Having Just One Stream of Income”

If all goes well in the next week or so, I’m going to accomplish a goal that I’ve had for many years: Buying land. Doing this is one of the biggest steps towards achieving a dream I’ve had most of my adult life. But it’s change, and change is sometimes scary.

I’m not paying 100% cash upfront for the land and this is an unusual thing for me. I usually buy everything–including big stuff like vehicles–outright. Having something fully paid for right from the start is a tremendous source of security for me. I don’t have to worry about whether I’ll have a short cash flow month or how I’ll keep up with payments during a lean …

Back in January 2010 I read “The Richest Man In Babylon,” and as a result, immediately made myself start saving the first 10% every time I received a payment for something.

Regardless of how small or large the payment was, I stuck to my guns and pushed 10% of it into a savings account before allocating anything else to other categories in my budget.

I have income arriving on average twice each week. Some of my income streams pay monthly while others pay twice a month, but all told I get payments of some kind about twice every week. I think this helped me instill the savings habit more easily.

If I were paid just once each month, I’d have an entire 30 days to forget I’d made …

I’ve been re-reading “The Power of Focus” and just picked up “The Success Principles” by Jack Canfield, plus I decided to revisit Steve Pavlina’s site to read some of my favorites there today to help motivate and re-center myself.

About 5 or 6 years ago I started losing focus in my business. I’ve been a freelance writer, website developer, programmer, consultant and several other things since 1997 but in 2005 I had a big reality hit home for me: My kids were growing up.

Until that time, all of my focus in business had been about taking care of the kids. Making sure they had good food, clothes to wear, a decent roof over their heads and all the basics that come with being a parent. Looking …

One of the success habits I’m working on this year is to get up when the alarm clock goes off instead of snoozing it several times. Even though I work from home and can work whatever hours I choose, my most productive time of day is early in the morning. When I get up at 4 or 5am I get an amazing amount of solid, productive work done just in the first few hours, and I usually have outstanding overall days too.

At the moment I’m not trying to get back into that early rising program. Instead I’m simply trying to take small steps to correct some bad habits I’ve picked up in the last year. One of those is sleeping until noon. For the …